Treasury Visibility & Forecasting
Managing cash across branches, ATMs, vaults, and commercial programs requires more than historical reporting. Treasury teams need a clearer view of where cash is held, how demand is changing, and where excess balances or funding gaps may be developing.
The Wave Group combines connected financial visibility with WavePredict, TWG’s forecasting and predictive analytics engine, to help financial institutions make more informed funding, liquidity, and service decisions.
By bringing together cash activity, transaction history, service schedules, and predictive analysis, TWG helps treasury teams plan ahead while reducing unnecessary cash exposure across the network.
Turn Cash Data Into Better Planning
Disconnected data and manual spreadsheets make it difficult to maintain the right amount of cash in the right place.
TWG connects the information treasury teams need to understand current positions, identify trends, and anticipate future demand. WavePredict analyzes historical activity, seasonality, location behavior, and cash movement to help reveal where needs may be changing before they become funding gaps or service issues.
Our approach can help institutions:
- Improve visibility into cash positions across branches, ATMs, and vaults
- Identify excess cash and potential funding shortfalls
- Anticipate demand using transaction history, seasonality, and location trends
- Align replenishment, pickup, and delivery schedules
- Reduce idle cash and unnecessary emergency orders
- Support more consistent treasury and liquidity planning
The result is a clearer, more forward-looking approach to cash planning.
What we offer
Connected Insight Across the Cash Network
Treasury planning depends on understanding how cash moves across the institution. TWG helps bring those environments together into a more complete view of demand, availability, and movement.
Branch Networks
Understand cash positions and demand patterns across branches to support more consistent funding decisions.
ATM Networks
Align ATM funding with transaction activity, replenishment schedules, seasonality, and location-level demand.
Commercial Deposit Program
Incorporate commercial deposit activity into broader treasury planning and cash availability decisions.
Cash Logistics
Connect forecasts with carrier schedules and service frequency to reduce unnecessary cash movement.
Vault Operations
Gain clearer visibility into vault balances, incoming deposits, outgoing orders, and cash held across the network.
Liquidity Planning
Give treasury teams better information for evaluating working cash, reserve levels, and institution-wide funding needs.
Predictive Intelligence With WavePredict
Forecasting is most valuable when it reflects the way cash actually moves across your institution.
WavePredict is TWG’s forecasting and predictive analytics engine. It analyzes transaction history, deposit activity, cash levels, service schedules, seasonality, location behavior, and performance trends to help anticipate future cash needs.
Rather than adding another standalone system for treasury teams to manage, WavePredict works behind TWG’s broader planning approach to turn connected data into forward-looking insight.
A treasury visibility and forecasting program may include:
- Data integration through WaveCore
- Dashboards and reporting through WaveInsight
- Forecasting and predictive analytics powered by WavePredict
- Coordination across banks, carriers, vaults, and service providers
- Ongoing support through WavePlus
The result is more than a forecast. It is a more connected approach to turning cash data into better treasury decisions.
Find the right solution
Bring Greater Clarity to Every Cash Decision
Whether you are reducing idle cash, improving branch and ATM funding, or strengthening treasury planning, TWG helps connect the data and predictive insight behind every decision.
With WavePredict, treasury teams gain a clearer view of what is happening today and what may be coming next.