Payment & Settlement
Payment activity moves quickly, but settlement, funding, reporting, and reconciliation often remain fragmented across processors, platforms, accounts, and internal systems.
The Wave Group helps financial institutions connect more of the payment lifecycle by bringing together processing, settlement, reporting, integrations, and financial visibility.
Whether supporting an existing commercial program or introducing new payment capabilities, TWG builds around your institution’s technology environment, banking relationships, and client needs.
Simplify the Movement of Funds
Payment processing is only one part of the transaction lifecycle. Funds must also be authorized, routed, settled, reported, and reconciled accurately across multiple systems.
TWG helps financial institutions connect the technology and workflows behind each transaction, including:
- Payment processing and transaction routing
- Settlement and account funding
- Processor, bank, and platform coordination
- Transaction reporting and reconciliation
- Exception identification and resolution
- Commercial client payment programs
- Integration with existing banking and treasury systems
By connecting more of the payment lifecycle, institutions gain clearer visibility into how funds move and where attention may be required.
What we offer
Support More Connected Commercial Payment Programs
Financial institutions need flexible ways to expand payment capabilities for commercial clients while maintaining visibility, consistency, and control. TWG helps banks and credit unions support payment and settlement programs across a range of industries and transaction environments.
Retail
Connect in-store payment activity with processing, settlement reporting, and location-level visibility.
Grocery
Support high-volume transaction activity across lanes, departments, and locations with more consistent reporting and reconciliation.
Convenience Stores
Bring together card payments, cash activity, settlement information, and store-level reporting within a more connected financial environment.
Restaurants & Franchise Systems
Support multi-location payment programs with connected processing, funding, reporting, and visibility.
Healthcare & Professional Services
Connect payment activity across departments, providers, and locations with clearer reporting and more consistent settlement.
Hospitality & Entertainment
Manage payment activity across properties, venues, and guest-facing environments while improving visibility into transaction and settlement data.
Built Around Your Institution
Payment and settlement programs involve more than selecting a processor or deploying payment devices.
TWG begins by understanding your institution’s banking relationships, technology environment, commercial strategy, risk requirements, and client needs. We then connect the right combination of platforms, integrations, providers, and support.
A program may include:
- Payment capabilities through WavePay
- Integration and data exchange through WaveCore
- Centralized reporting and financial visibility through WaveInsight
- Implementation and ongoing support through WavePlus
Because TWG is processor- and technology-agnostic, each solution can be built around your institution instead of forcing you into a predetermined model.
Find the right solution
Expand Payment Capabilities With Greater Connectivity
Whether you are modernizing an existing payment program, supporting new commercial client needs, or creating a more connected settlement process, TWG can help connect the pieces.
Build a payment and settlement framework around your institution, your clients, and the way funds move across the transaction lifecycle.